{"product_id":"budgeting-cash-flow-step-by-step","title":"Budgeting \u0026 Cash Flow, Step by Step for 2027","description":"\u003cp class=\"bsbs-lead\"\u003eBuild a budget you can defend, see cash pinch points weeks before they arrive and keep spending under control, using numbers you already have and no accounting qualification.\u003c\/p\u003e\n\u003ch3\u003eWho it's for\u003c\/h3\u003e\n\u003cp\u003eFor managers, budget holders, founders and anyone who has been handed a budget and told to make it work. You do not need an accounting qualification. If cash is your most pressing worry, start with Chapter 4; if you are preparing next year’s budget, start with Chapter 1.\u003c\/p\u003e\n\u003ch3\u003eWhat you'll learn\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003eCompare incremental, zero-based (associated with Peter Pyhrr), activity-based and rolling-forecast budgeting, and choose the right mix line by line.\u003c\/li\u003e\n  \u003cli\u003eBuild the budget in the right order, from sales to capital spend, with an assumptions log, sense checks and monthly phasing.\u003c\/li\u003e\n  \u003cli\u003eForecast income from contracted work, run-rate, seasonality and a weighted pipeline, and present low, base and high scenarios.\u003c\/li\u003e\n  \u003cli\u003eBuild a 13-week cash flow forecast using the direct method and keep it accurate with a short weekly update.\u003c\/li\u003e\n  \u003cli\u003eTurn the budget into a 12-month cash flow plan that includes tax payments, capital spend and a minimum cash buffer.\u003c\/li\u003e\n  \u003cli\u003eControl spending day to day with named budget holders, approval limits, a one-page spending policy and a commitments log.\u003c\/li\u003e\n  \u003cli\u003eRun a short monthly review and reforecast, and get through a cash squeeze by acting early and talking openly to HMRC, your bank and suppliers.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003e55 pages, 8 chapters\u003c\/li\u003e\n  \u003cli\u003eEvery chapter follows the same pattern: key concepts, a step-by-step method, an illustrative example from a fictional UK organisation, a ready-to-use tool, common mistakes, key steps and a “Try it” exercise\u003c\/li\u003e\n  \u003cli\u003eTools include a budget approach selector, budget template with assumptions log and monthly phasing, income forecast with scenarios, 13-week cash flow forecast, 12-month cash flow plan, spend approval matrix and commitments log, monthly budget review pack and cash rescue action plan\u003c\/li\u003e\n  \u003cli\u003eA 30-60-90 day action plan with checklists and a weekly 30-minute cash routine, plus a glossary\u003c\/li\u003e\n  \u003cli\u003ePDF in A4 format — read on screen or print\u003c\/li\u003e\n  \u003cli\u003eInstant download after purchase\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eContents\u003c\/h3\u003e\n\u003col\u003e\n  \u003cli\u003eChoosing Your Budgeting Approach\u003c\/li\u003e\n  \u003cli\u003eBuilding the Budget Line by Line\u003c\/li\u003e\n  \u003cli\u003eForecasting Income Realistically\u003c\/li\u003e\n  \u003cli\u003eForecasting Cash Week by Week\u003c\/li\u003e\n  \u003cli\u003ePlanning Cash for the Year Ahead\u003c\/li\u003e\n  \u003cli\u003eControlling Spend Day to Day\u003c\/li\u003e\n  \u003cli\u003eReviewing the Budget Monthly and Reforecasting\u003c\/li\u003e\n  \u003cli\u003eGetting Through a Cash Squeeze\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch3\u003ePart of The Business Library\u003c\/h3\u003e\n\u003cp\u003eThis title is one of the 55 ebooks in \u003ca href=\"\/products\/the-business-library\"\u003eThe Business Library\u003c\/a\u003e, available together for £109 (worth £1,437 if bought separately: the total of the individual prices of the included titles in our store). It is also included in \u003ca href=\"\/products\/the-ultimate-business-bundle\"\u003eThe Ultimate Business Bundle\u003c\/a\u003e, which adds 8 checklists and toolkits and 10 workbooks — all 73 products for £147.\u003c\/p\u003e","brand":"Business Step by Step","offers":[{"title":"Default Title","offer_id":59143575142732,"sku":"BSBS-42","price":21.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1101\/3147\/8860\/files\/bsbs-42-budgeting-cash-flow-step-by-step-3d.jpg?v=1791672123","url":"https:\/\/businessstepbystep.co.uk\/products\/budgeting-cash-flow-step-by-step","provider":"Business Step by Step","version":"1.0","type":"link"}