{"product_id":"finance-for-non-financial-managers-step-by-step","title":"Finance for Non-Financial Managers, Step by Step for 2027","description":"\u003cp class=\"bsbs-lead\"\u003eUnderstand the numbers you are expected to manage – profit, the balance sheet and cash – and see what your own decisions do to them, with no accounting background needed.\u003c\/p\u003e\n\u003ch3\u003eWho it's for\u003c\/h3\u003e\n\u003cp\u003eFor managers, team leaders, founders and professionals who have never trained in finance but are expected to hold a budget, read the monthly accounts, make a case for spending or explain why profit and cash have drifted apart. You need only a calculator or a spreadsheet and your own organisation’s figures.\u003c\/p\u003e\n\u003ch3\u003eWhat you'll learn\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003eTell profit from cash, and management accounts from annual accounts, by following one sale from the order to the money in the bank.\u003c\/li\u003e\n  \u003cli\u003eRead any profit and loss account in six steps, calculate the margins that matter and write conclusions your team can act on.\u003c\/li\u003e\n  \u003cli\u003eRead a balance sheet and judge in minutes whether an organisation can pay its bills, how much it owes and whether its reserves are growing.\u003c\/li\u003e\n  \u003cli\u003eRead a cash flow statement and build a simple bridge from profit to the change in the bank balance.\u003c\/li\u003e\n  \u003cli\u003eSort your costs into fixed, variable, semi-variable, direct and indirect, and keep sunk costs out of your decisions.\u003c\/li\u003e\n  \u003cli\u003eCalculate contribution, break-even point and margin of safety, and answer what-if questions in a simple spreadsheet.\u003c\/li\u003e\n  \u003cli\u003eTrace decisions such as hiring, discounting or changing payment terms through all three statements, build a one-page business case with payback and simple return on investment, and work well with your finance team.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003e69 pages, 9 chapters\u003c\/li\u003e\n  \u003cli\u003eEvery chapter follows the same pattern: key concepts, a step-by-step method, an illustrative example from a fictional UK organisation, a ready-to-use tool, common mistakes, key steps and a “Try it” exercise\u003c\/li\u003e\n  \u003cli\u003eTools include a finance jargon decoder, P\u0026amp;L reading checklist, balance sheet health check, profit-to-cash bridge, cost classification worksheet, break-even calculator, decision impact checklist, one-page business case and a list of questions to ask your finance team\u003c\/li\u003e\n  \u003cli\u003eA 30-60-90 day action plan with checklists and a 20-minute routine for reading your accounts, plus a glossary\u003c\/li\u003e\n  \u003cli\u003ePDF in A4 format — read on screen or print\u003c\/li\u003e\n  \u003cli\u003eInstant download after purchase\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eContents\u003c\/h3\u003e\n\u003col\u003e\n  \u003cli\u003eSpeaking the Language of Finance\u003c\/li\u003e\n  \u003cli\u003eReading the Profit and Loss Account\u003c\/li\u003e\n  \u003cli\u003eReading the Balance Sheet\u003c\/li\u003e\n  \u003cli\u003eFollowing the Cash\u003c\/li\u003e\n  \u003cli\u003eUnderstanding How Costs Behave\u003c\/li\u003e\n  \u003cli\u003eBreak-Even and Contribution\u003c\/li\u003e\n  \u003cli\u003eHow Your Decisions Change the Numbers\u003c\/li\u003e\n  \u003cli\u003eMaking a Simple Business Case\u003c\/li\u003e\n  \u003cli\u003eWorking Well with Your Finance Team\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch3\u003ePart of The Business Library\u003c\/h3\u003e\n\u003cp\u003eThis title is one of the 55 ebooks in \u003ca href=\"\/products\/the-business-library\"\u003eThe Business Library\u003c\/a\u003e, available together for £109 (worth £1,437 if bought separately: the total of the individual prices of the included titles in our store). It is also included in \u003ca href=\"\/products\/the-ultimate-business-bundle\"\u003eThe Ultimate Business Bundle\u003c\/a\u003e, which adds 8 checklists and toolkits and 10 workbooks — all 73 products for £147.\u003c\/p\u003e","brand":"Business Step by Step","offers":[{"title":"Default Title","offer_id":59143575109964,"sku":"BSBS-41","price":29.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1101\/3147\/8860\/files\/bsbs-41-finance-for-non-financial-managers-step-by-step-3d.jpg?v=1791672123","url":"https:\/\/businessstepbystep.co.uk\/products\/finance-for-non-financial-managers-step-by-step","provider":"Business Step by Step","version":"1.0","type":"link"}